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The Paper Keep vs SparkReceipt.

SparkReceipt is a capable product: AI scanning, income and expense tracking, mileage, multi-business support, an accountant seat, 190 currencies. The Paper Keep's pitch is narrower — you probably don't need bank reconciliation; you need your receipts findable, for $3 a month.

Updated July 2026 Based on public pricing & docs SparkReceipt free tier + paid to ~US$199/yr · The Paper Keep $30/yr

Two tools, two different jobs.

Pick by the job you need done, not the feature count.

The Paper Keep

A personal receipt archive that fills itself from your email.

Does one job completely: every receipt captured, parsed, categorised and searchable, with Australian tax summaries. $3/mo flat.

SparkReceipt

A lightweight pre-accounting app for freelancers and micro-businesses.

Receipt and income scanning, mileage, multi-currency, accountant collaboration — a broad toolkit with a free tier and paid plans rising to about US$199/yr.

The Paper Keep vs SparkReceipt, in detail.

Everything below about The Paper Keep is shipped today — not a roadmap item.

Feature The Paper Keep SparkReceipt
Getting receipts in
Scans your email inbox for receipts Gmail via read-only OAuth; Yahoo, iCloud, Fastmail and custom via IMAP — including months of history on first connect Email-in address and limited inbox features; capture is primarily via the mobile app
Native mobile apps Works in any mobile browser instead iOS and Android
Free tier 14-day free trial, then $3/mo Limited scans per month
What each receipt becomes
AI extraction of vendor, date, total, tax Claude-powered
Line items with per-item categories and tags
Email receipts stay renderable for good Inline images archived before the retailer's hosting dies
Field-level audit history Database-trigger enforced
The wider toolkit
Income tracking / pre-accounting Receipts only, by design Income docs, categories, reports
Mileage tracking
Multi-currency breadth Any currency stored natively; A$ conversion at ATO monthly rates for Australian returns ~190 currencies with conversion
Accountant collaboration seat Hand over the CSV export instead
Australian tax-year summaries + WFH estimator July–June years, deductible/GST totals, ATO FX rates, fixed-rate vs actual-cost comparison Generic report periods
Price
What it costs $3/mo or $30/yr — every feature, no tiers Free tier with scan limits; paid plans up to ~US$199/yr for the full feature set
Included Partial, paid extra, or workaround Not offered

Details for SparkReceipt are drawn from its public website, documentation, and pricing pages as of July 2026, and may have changed since. All trademarks belong to their respective owners. Spotted something out of date? Email [email protected] and we'll fix it.

When SparkReceipt is the right call.

The Paper Keep doesn't try to be everything. If any of these describes you, pick accordingly.

You need income tracking too.

If you're a freelancer who wants receipts, income and mileage in one lightweight app short of real accounting software, that's SparkReceipt's actual job.

You want a native phone app.

SparkReceipt's capture experience is built around its mobile apps. The Paper Keep is a website (a good one on phones, but a website).

A free tier matters.

Light usage can live on SparkReceipt's free plan indefinitely. The Paper Keep costs $30/yr after the trial, full stop.

When The Paper Keep is the right call.

Your receipts arrive by email.

Inbox scanning with backfilled history is the difference between an archive that fills itself and an app you must remember to feed.

You want an archive, not an expense tracker.

Originals kept untouched, email images preserved for the long haul, audit history on every edit — built for records that must survive five-plus years.

You're filing an Australian return.

Deductible totals per July–June year, GST, ATO exchange rates and the WFH comparison are native, not spreadsheet work.

SparkReceipt earns its price when you'll use its breadth — income tracking, mileage, an accountant seat, true multi-currency work. If your actual problem is "receipts scattered across inboxes and shoeboxes, needed at tax time and when things break", the 190-currency toolkit is overhead: The Paper Keep solves that one problem completely, and keeps the other US$169 in your pocket.

Want the wider field? See the full comparison or our roundup of personal receipt apps.

The receipts are already in your inbox.

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