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The Paper Keep vs Expensify.

Expensify is very good at what it's for: getting employees reimbursed by employers. Trouble starts when you point it at personal receipt-keeping — a job it was never shaped for. If you've tried exactly that and bounced, this page is the explanation.

Updated July 2026 Based on public pricing & docs Expensify free tier then US$5–9/user/mo · The Paper Keep $3/mo flat

Two tools, two different jobs.

Pick by the job you need done, not the feature count.

The Paper Keep

A personal receipt archive that fills itself from your email.

No reports, no approvers, no workflow — receipts in, parsed, categorised, searchable, summarised per Australian tax year. $3/mo.

Expensify

Corporate expense management.

SmartScan capture, expense reports, approval chains, reimbursements and company cards. Free tier around 25 scans/month, then US$5–9 per user per month.

The Paper Keep vs Expensify, in detail.

Everything below about The Paper Keep is shipped today — not a roadmap item.

Feature The Paper Keep Expensify
Getting receipts in
Scans your email inbox for receipts Gmail read-only OAuth; Yahoo, iCloud, Fastmail, custom IMAP — with up to 12 months of history on connect Forward each email to [email protected]
Personal forwarding address A unique address, so auto-forward filters just work Per-account address plus a ready-made Gmail filter Shared [email protected], matched via your login email
Native mobile apps Any mobile browser Capture-focused and polished
Unlimited scanning on the base price $3/mo flat, fair-use pacing Free tier caps scans; paid is per user
Personal-archive jobs
Built for keeping receipts long-term Originals untouched, email images archived before links rot Stores the scan; built around report submission, not archival
Household use — several people's receipts in one library Multiple inboxes, one account, no per-user pricing The unit is the employee on a company policy
Full-text search inside receipts OCR text, line items, notes, tags
Field-level audit history Report-level activity log
Tax time (Australia)
Australian tax-year summaries July–June, deductible and GST totals Custom date-range reports
Work-from-home deduction estimator
Expense reports, approvals, reimbursements By design — there's no workflow to administer The whole point of the product
Mileage tracking
Price
What it costs $3/mo or $30/yr, everything included Free (~25 scans/mo), then US$5–9 per user/mo depending on plan
Included Partial, paid extra, or workaround Not offered

Details for Expensify are drawn from its public website, documentation, and pricing pages as of July 2026, and may have changed since. All trademarks belong to their respective owners. Spotted something out of date? Email [email protected] and we'll fix it.

When Expensify is the right call.

The Paper Keep doesn't try to be everything. If any of these describes you, pick accordingly.

An employer reimburses you.

Submitting expense reports up an approval chain is Expensify's core competency. The Paper Keep has no concept of a report or an approver.

You administer company spending.

Corporate cards, policy rules, multi-level approvals — none of that belongs in a personal archive, and all of it is in Expensify.

You track mileage for reimbursement.

Expensify does distance rates natively.

When The Paper Keep is the right call.

There's no one to submit a report to.

Personal receipts don't need a workflow — they need to be captured completely and found later. Every Expensify concept between those two points is friction.

Your receipts arrive by email.

Forwarding every order confirmation by hand is the step people quit at. A connected inbox removes the step.

You're keeping records for the ATO.

Five-year durability, July–June summaries, GST totals and WFH methods are the actual requirements of an Australian return — not report PDFs.

This one isn't really a contest — it's a category error that a lot of people (reasonably) make. Expensify pointed at a household produces expense reports nobody will ever approve; The Paper Keep pointed at a company would leave the finance team with no controls at all. If your receipts end in a reimbursement, use Expensify. If they end in a tax return, a warranty claim, or a drawer you'd rather not maintain, that's the job The Paper Keep was built for.

Want the wider field? See the full comparison or our roundup of personal receipt apps.

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